If you’re interested in applying for First Time Homebuyer California, you’ll need to work with one of our participating lenders. They’ll give you all the information you need about the program, including interest rates, fees, and the application process.
Just fill out our quick online application, and we’ll match you with a participating lender who can help you through the process.
Getting pre-qualified means you meet the minimum requirements for the program. However, there is a limited amount of funding available, so we encourage you to apply as soon as possible. Applications are approved on a first come, first served basis.
There are a few different types of First Time Homebuyer California programs. Some offer grants that are forgiven after a set number of years, while others provide funds that need to be repaid when you refinance or sell your home. Some programs offer a second mortgage with a low interest rate, and others reduce your down payment or help you finance your closing costs. Your lender will help you choose the best program based on your financial goals and qualifications.
No, the program is only for primary residences. Vacation homes, second homes, and rental properties are not eligible.
